Lloyds Banking Group plc

Thank you for standing by and welcome to the Lloyds Banking Group 2024 interim management statement call. At this time, all participants are in a listen only mode. There will be a presentation from William Chalmers, followed by a question and answer session. If you wish to ask a question, please press star one on your telephone. Please note this call is scheduled for one hour and is being recorded. I'll now hand over to William Chalmers. Please go ahead.

Thank you, Operator, and good morning, everybody. Thank you very much indeed for joining our Q1 results call. As usual, I'll run through the group's financial performance before we then open the line for Q&A. Let me start with our key messages on slide two. In Q1, we continue to execute on our strategic ambitions. You've seen this in our deep dive seminars, including the mass affluent and IP&I session last month. Strategic execution underpins our ambition of meeting more customer needs and securing higher or sustainable returns. Alongside in Q1, the group again delivered a robust financial performance in line with expectations. The strength of the group's business model and strategic execution, together with our sustained financial performance, gives us continued confidence in our guidance for both 2024 and 2026.

Let me turn to a financial overview on slide three.