Banner Corporation

Thank you all and welcome to Banner Corporation second quarter 2022 conference call and webcast. My name is Brita and I'll be today's event specialist. There will be a question and answer session today and if you wish to ask a question you may press start followed by one on your telephone keypad. If you change your mind at any time press start two and for operator assistance press start zero. Your host for today's call will be Mark Grescovich, President and CEO for Banner Corporations. So, Mark, please go ahead when you're ready.

Thank you, Brica, and good morning, everyone. I would also like to welcome you to the second quarter of 2022 earnings call for Banner Corporation. As is customary, joining me on the call today is Peter Connor, our Chief Financial Officer, Jill Rice, our Chief Credit Officer, and Rich Arnold, our Head of Investor Relations. Rich, would you please read our forward-looking safe harbor statement?

Sure, Mark. Good morning. Our presentation today discusses Banner's business outlook and will include forward-looking statements. Those statements include descriptions of management's plans, objectives, or goals for future operations, products or services, forecasts of financial or other performance measures, and statements about Banner's general outlook for economic and other conditions. We also may make other forward-looking statements in the question and answer period following management's discussion. These forward-looking statements are subject to a number of risks and uncertainties and the actual results may differ materially from those discussed today. Information on the risk factors that could cause actual results to differ are available from the earnings press release that was released yesterday and a recently filed form 10Q for the quarter ended March 31st, 2022. forward-looking statements are effective only as of the date they are made and Banner assumes no obligation to update information concerning its expectations. Mark.