Brookline Bancorp, Inc.

Good afternoon and welcome to Brookline Bancorp Inc's Fourth Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. After today's presentation, there will be an opportunity to ask questions. Please note, this event is being recorded. I would now like to turn the conference over to Brookline Bancorp's attorney, Laura Vaughn. Please go ahead.

Thank you, Alexis, and good afternoon, everyone. Yesterday, we issued our earnings release and presentation, which is available on the investor relations page of our website, brooklinebankport.com, and has been filed with the SEC. This afternoon's call will be hosted by Paul A. Perls and Carl M. Carlson. This call may contain forward-looking statements with respect to the financial condition, results of operations, and business of Brookline Bankport. Please refer to page two of our earnings presentation for a forward-looking statement disclaimer. Also, please refer to our other filings with the Securities and Exchange Commission, which contain risk factors that could cause actual results to differ materially from these forward-looking statements. Any references made during this presentation to non-GAAP measures are only made to assist you in understanding Brookline Bancorp's results and performance trends. and should not be relied on as financial measures of actual results or future prediction. For a comparison and reconciliation to GAAP earnings, please see our earnings release. I'm pleased to introduce Brooklyn Bancorp's Chairman and CEO, Paul Perel.

Good afternoon, everyone, and thank you for joining us on today's call. I'm pleased to report we had a very productive quarter, which capped off a solid year of performance. As previously announced, we received regulatory approval in December on the acquisition of PCSB Financial, and we were able to close on that deal on January 1st. Earnings for the quarter were $29.7 million, or 39 cents per share, as our loan portfolio grew $223 million while also recognizing loan participation income of $2.6 million. Before I turn it over to Carl to review the company's financials, I want to make a few comments about the PCSB financial acquisition. We are very pleased that Willard Hill agreed to join our board of directors at Brookline Bancorp, and he actually had his first board meeting here yesterday in Boston. And this morning, I had my first board meeting with the PCSB bank board, now chaired by the new president and CEO, Michael Goldrick. I also want to recognize the tremendous effort of the teams at both PCSB and Brookline, which are keeping us right on track for the core systems conversion in mid-February. I will now turn it over to Carl. Thank you, Paul.