Dime Community Bancshares, Inc.

Hello, everyone, and welcome to the DIME Community Bancshares, Inc. first quarter earnings call. My name is Juan, and I will be coordinating your call today. At this time, all participants are in listen-only mode. If you would like to ask a question, you may do so by pressing staff, followed by number one on your telephone keypad.

Before we begin...

The company would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties, and other factors that make actual results to differ materially from those contained in any such statements included as set forth in the company feelings in the U.S. Securities and Exchange Commission to which we refer you. During this call, references will be made to non-GAAP financial measures as supplemental measures to review and assess operating performance. These non-GAAP financial measures are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with the U.S. GAAP. For information about these non-GAAP measures and for the reconciliation to GAAP, please refer to the earnings release. I would now like to turn the call over to Kevin O'Connor, CEO of Time. Please, Kevin, go ahead.