8/6/2025

speaker
Operator
Operator

Good day, everyone, and thank you for standing by. Welcome to the Encore Capital Group's second quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Bruce Thomas, VP of Global Investor Relations for Encore.

speaker
Operator
Operator

Bruce, please go ahead.

speaker
Bruce Thomas
VP of Global Investor Relations

Thank you, operator.

Disclaimer

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Investor presentation