East West Bancorp, Inc.

Good day and welcome to East West Bancorp's second quarter 2026 earnings call. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star, then one on a touchtone phone. To withdraw your question, please press star and then two. Please note this event is being recorded. I would now like to turn the conference over to Adrienne Atkinson, Director of Investor Relations. Please go ahead.

Thank you, Operator. Good afternoon, and thank you, everyone, for joining us to review East West Bancorp's second quarter 2026 financial results. With me are Dominic Ng, Chairman and Chief Executive Officer, Chris Del Moral-Niles, Chief Financial Officer, and Irene Oh, Chief Risk Officer. This call is being recorded and will be available for replay on our investor relations website. The slide deck referenced during this call is available on our investor relations site. Management may make projections or other forward-looking statements, which may differ materially from the actual results due to a number of risks and uncertainties. Management may discuss non-GAAP financial measures. For a more detailed description of the risk factors and a reconciliation of GAAP to non-GAAP financial measures, Please refer to our filings with the Securities and Exchange Commission, including the Form 8-K filed today. I will now turn the call over to Dominic.

Good afternoon, and thank you for joining us for our second quarter earnings call. I'm pleased to report that EastWest earned record total revenue, net interest income, and non-interest income in the second quarter. These results were driven by new record levels of loans and deposits. Enterperiod deposits grew by 8% year-over-year, with strength across all deposit product categories. Notably, demand deposits accounted for more than two-thirds of this quarter's total increase. A continued focus on providing solutions to our customers helped drive a 19% increase in non-interest-bearing deposits year-over-year. End of period loans were up 7% year-over-year, with growth in residential mortgage and CNI further increasing the diversification of our portfolio. Non-interest income also grew to a new record in the second quarter and is up over 20% year-over-year. This performance has been driven by consistent execution across all our fee-based In particular, we see continued growth opportunities in wealth management and have been proactive in building out this business. Our credit quality remains strong. Non-performing assets, criticized loans, and net charge-off levels all remained broadly stable and continue to reflect our disciplined approach to risk management. Our capital position remains a key advantage for EastWest, with a tangible common equity ratio over 10% on which we generate a 17% return. We believe our financial strength and customer-focused strategy position us to deliver sustainable growth and long-term shareholder value. I will now turn the call over to Chris to provide more details on our second quarter financial performance. Chris?