Expensify, Inc.

Welcome, welcome, welcome to the Q3 2022 earnings call for Expensify. We are, you know, to find this team here, we have Anu, our Chief Operating Officer, Ryan, Chief Financial Officer, David, I'm the founder and CEO, Trump from Technical Accounting. And so before we get started, Anu is going to take it away with a bunch of legalese.

Before we begin, please note that all the information presented on today's call is unaudited. And during the course of this call, and others. These statements are based on management's current expectations and beliefs and involve risks and uncertainties that could cause actual results to differ materially from those described in these forward-looking statements. Forward-looking statements in the earnings release that we issued today along with the comments on this call are made only as of today and will not be updated as actual events unfold. Please refer to today's press release and our filings with the SEC for a detailed discussion of the risks that could cause actual results to differ materially from those expressed or implied in any forward-looking statements made today. Please also note that on today's call, management will refer to certain non-GAAP financial measures. While we believe these non-GAAP financial measures provide useful information for investors, the presentation of this information is not intended to be considered in isolation. or as a substitute for the financial information presented in accordance with GAAP. Please refer to today's press release or the investor presentation for reconciliation of these non-GAAP financial measures to their most comparable GAAP measures. With that, back to you, David.

Thank you for that fascinating introduction.