FinWise Bancorp

Greetings and welcome to the FinWISE Bancorp First Quarter 2026 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question and answer session will follow the formal presentation. If anyone should require operator assistance, please press star zero on your telephone keypad. As a reminder, this conference is being recorded. It is now my pleasure to introduce the FinWISE team. Please go ahead.

Good afternoon, and thank you for joining us today for FinWise Bancorp's first quarter 2026 earnings conference call. Earlier today, we filed our earnings relief and investor deck and posted them to our investor website at investors.finwisebancorp.com. Today's conference call is being recorded and webcast on the company's investor website, as previously mentioned. On today's call, management's prepared remarks and answers to your questions may contain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ from those discussed today. Forward-looking statements represent management's current estimates, expectations, and beliefs, and FinWISE Bancorp assumes no obligation to update any forward-looking statements in the future. We encourage listeners to review the more detailed discussions related to these forward-looking statements, including factors that may negatively impact them contained in the company's earnings press release and filings with the Securities and Exchange Commission. Hosting the call today are Kent Landvater, Executive Chairman, Jim Noon, CEO, and Bob Wallman, CFO. Kent, please go ahead.

Good afternoon, everyone. I want to briefly comment on the executive transition we recently announced. Earlier this month, Jim Noon assumed the role of CEO of FinWISE Bancorp in addition to serving as president and CEO of FinWISE Bank. This reflects a successful execution of a deliberate multi-year succession plan developed by our board, with Jim progressing from bank president in 2023 to company CEO today. As executive chairman, I will remain actively involved in long-term strategy, board governance, and investor relations. This transition does not change our strategic direction, and both the board and I have full confidence in Jim's leadership. With that, I will turn it over to Jim to discuss our first quarter results.