Washington Trust Bancorp, Inc.

Good morning and welcome to Washington Trust Bancorp, Inc.'s Q3 2026 conference call. My name is Hillary and I'll be your operator today. After today's prepared remarks, we will host a question and answer session. If you would like to ask a question, please press star one to raise your hand. To withdraw your question, please press star one again. As a reminder, today's call is being recorded. I'll now turn the call over to Sharon Walsh, Senior Vice President, Director of Marketing and Corporate Communications. Sharon, please go ahead.

Thank you, Hillary. Good morning and welcome to Washington Trust Bancorp, Inc.'s conference call for the third quarter of 2026. Joining us this morning are members of Washington Trust's executive team, Ned Handy, Chairman and Chief Executive Officer, Mary Noons, President and Chief Operating Officer, Ron Osberg, Senior Executive Vice President, Chief Financial Officer and Treasurer, and Bill Ray, Senior Executive Vice President and Chief Risk Officer. Please note that today's presentation may contain forward-looking statements, and our actual results could differ materially from what is discussed on today's call. Our complete safe harbor statement is contained in our earnings release, which was issued yesterday, as well as other documents that are filed with the SEC. All of these materials and other public filings are available on our investor relations website at ir.washtrust.com. Washington Trust trades on NASDAQ under the symbol WASH. I'm now pleased to introduce you to today's host, Washington Trust Chairman and Chief Executive Officer, Ned Handy. Ned?

Thank you, Sharon. Good morning, everyone, and thank you for joining our third quarter conference call. We continue to appreciate your time and your interest in Washington Trust. I'll begin with a few comments about the quarter and then Ron will provide more detail on our financial performance. Following our remarks, Mary and Bill will join us for the question and answer session. We delivered another strong quarter marked by growth in earnings and net interest income, continued margin expansion, and improved operating efficiency. Our asset quality metrics improved, reflecting the resolution of a commercial real estate office loan. Our capital position remains strong and supports prudent growth. We're continuing to expand our presence in Rhode Island with two new branches opening in the coming months. These locations will provide the trusted advice, comprehensive solutions, convenience, and personalized service that our customers deserve. We look forward to building long-term financial partnerships with individuals, families, and businesses in these markets. And now I'll turn the call over to Ron to provide additional details on our third quarter financial results. Ron?