Canadian Imperial Bank of Commerce

Good morning.

Welcome to the CIBC Q2 Quarterly Results Conference Call. Please be advised that this call is being recorded. I would now like to turn the meeting over to Jeff Weiss, Senior Vice President, Investor Relations. Please go ahead, Jeff.

Thank you, and good morning. We will begin this morning's call with opening remarks from Harry Cullen, our President and Chief Executive Officer, followed by Rob Cedran, our Chief Financial Officer, and Frank Guse, our Chief Risk Officer. Also on the call today are a number of our group heads, including Christian Epshaw, Capital Markets, Kevin Lee, U.S. Region, Hirach Panosian, Personal and Business Banking, Canada, and Susan Rimmer, Commercial Banking and Wealth Management, Canada. They're all available to take questions following the prepared remarks. As we have a hard stop at 8.30, we ask that you please limit your questions to one. As noted on slide one of our investor presentation, our comments may contain forward-looking statements which involve assumptions and have inherent risks and uncertainties. Actual results may differ materially. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. With that, I will now turn the call over to Harry.