Gold.com, Inc.

Good afternoon, and welcome to Gold.com's conference call for the fiscal fourth quarter and June 30, 2026. My name is Matthew, and I'll be your operator this afternoon. Before this call, Gold.com issued its results for the fiscal fourth quarter and full year 2026 in a press release, which is available in the Investor Relations section of the company's website at www.gold.com. You can find the link in the Investor Relations section at the top of the homepage. Joining us for today's call are Gold.com CEO Greg Roberts, President Thor Gjerdrum, and CFO Cary Dickson. Following their remarks, we'll open the call for your questions. Then, before we conclude the call, I'll provide the necessary cautions regarding the forward-looking statements made by management during this call. I'd like to remind everyone that this call is being recorded and will be available for replay via a link available in the Investor Relations section of Gold.com's website. Now I'd like to turn the call over to Gold.com CEO, Mr. Greg Roberts. Sir, please proceed.

Thank you, Matthew, and good afternoon to everyone. Thank you for joining our call today. Our fourth quarter results reflect our strategic execution and further demonstrate our strong value proposition as we continue leveraging the breadth of our capabilities across our fully integrated platforms. Our results are reflective of the economic and geopolitical environment after precious metal prices retreated from the historical high levels we experienced in Q3. Revenues for our quarter nearly doubled to $5 billion compared to the prior year, driven in part by acquisitions, and we are pleased to deliver a 35% increase in gross profit along with a net income of $12 million and earnings per diluted share of 41 cents. In our direct-to-consumer segment, the increase in revenues was driven by higher average order values, as well as our acquisition of MonX in January. We continue to be encouraged by the performance of MonX since the acquisition. JM Bullion continues to perform well, and we are also seeing meaningful productivity improvements from key technology initiatives around AI, as well as increasing mobile adoption. Growth in the wholesale sales and ancillary services segment was broad-based across businesses and geographies, reflecting continued interest in precious metals and an expanding customer base. Our strategic partnership with Tether, now several months into execution, continues to translate into tangible results across the business. We are seeing increased demand for secured lending, driven by our marketing efforts and expanded interest by owners in borrowing against their bullion and collectible portfolios. Our secured lending segment delivered improved profitability in the current quarter compared to the prior year. The growth in our storage and secured lending business enables us to forge deeper, more durable relationships with our customers and drive incremental business across the most complete vertical stack in the industry. As we continue to leverage the strategic investments we've made to build a vertically integrated model spanning the entire precious metals ecosystem, we are seeing an expanding set of opportunities with major retailers and institutional customers, as well as new potential channels of distribution in numismatics and other collectibles. These new channels represent an opportunity to expand our product portfolio into adjacent alternative asset categories where we are seeing significant interest in growth. Our latest acquisitions are performing well, and we continue to make progress on integration efforts. Our Sunshine Mint transaction we closed in April was a major milestone that significantly expands our total production capacity and creates a clear pathway to capturing additional value and market share globally. With its strong capabilities and capacity, Sunshine Mint is well positioned to serve the growing demand from the United States Mint and other sovereign mints around the world. In addition, we've significantly expanded our capabilities with state-of-the-art facilities, enhancing Gold.com's ability to develop differentiated products for our broader valued customers and own portfolio of brands. As we continue to grow and scale, Thank you for joining us. and are excited at what lies ahead for gold.com. With that, I turn the call over to our Chief Financial Officer, Cary Dickson, who will provide an overview of our financial performance. Then our President, Thor Gjerdrum, will discuss our key operating metrics. I will then provide further insights into our business and growth strategy, as well as take your questions. Cary?

Thank you, Greg, and good afternoon, everyone. Hope everyone's having a great day. Our revenues for fiscal Q4 increased 99% to $5 billion from $2.5 billion in Q4 of last year. Excluding an increase of $0.9 billion of forward sales, our revenues increased $1.6 billion, or 94%, which is due to higher average selling prices of gold and silver, as well as an increase in gold ounces sold, partially offset by a decrease in silver ounces sold. Revenues also increased due to the acquisition of Monix in January of 2026 and SMI in April of 26. For the full fiscal year, revenues increased 132% to $25.5 billion from $11 billion in fiscal 25. Excluding an increase of $8.3 billion of forward sales, our revenues increased $6.2 billion, or 95%, due to higher average selling prices of gold and silver, as well as an increase in gold ounces sold, partially offset by a decrease in silver ounces sold. Revenue also increased due to the acquisition of SGI, Pinehurst, and AMS in the last two quarters of fiscal 25, Monix in the third quarter of fiscal 26, and SMI in the fourth quarter of fiscal 26. Gross profit for fiscal Q4 increased 35 percent to 110.3 million or 2.2 percent of revenue from 81.7 million or 3.25 percent of revenue in Q4 of last year. The increase was due to an increase in gross profits earned by both our wholesale, sales, and ancillary services segment and our direct-to-consumer segment, including the acquisition of Monix and SMI. For the full fiscal year, gross profit increased 115% to $453.1 million, or 1.78% of revenue from $210.9 million, or 1.92% of revenue in fiscal 2015. The increase was due to an increase in gross profits earned by both our wholesale sales and ancillary segment and our direct-to-consumer segment, including the acquisition of Monix and SMI, which were not included in the same year-ago period, and SGI, Pinehurst, and AMS, which were only partially included in the same year-ago period. SG&A expenses for fiscal Q4 increased 46% to $77.9 million from $53.4 million in Q4 of last year, The change is primarily due to an increase in compensation expense, including performance-based accruals of $17.1 million, higher advertising costs of $2.2 million, and an increase in insurance costs of $2.7 million. SG&A expenses for Q4 of 26 included $8.2 million of expenses incurred by Monix and SMI, which were not included in the same year-ago period. For full fiscal year, SGA expenses increased 98% to $275.6 million from $139.2 million in fiscal 25, primarily due to an increase in compensation expense of $85.8 million, higher advertising costs of $20.4 million, an increase in insurance costs of $8.7 million, and an increase in consulting and professional fees of $7.4. SG&A expenses for the year included $104.3 million of expenses incurred by Monix and SMI, which were not included in the same year ago period, and SGI, Pyonermis, and AMS were only partially included in the same year ago period. Depreciation and amortization expense for fiscal Q4 increased 18% to $10.1 million from $8.6 million in Q4 of last year. The change is primarily due to an increase in depreciation expense of $1.2 million and an increase in amortization expense of $1.9 million related to intangible assets acquired through our acquisitions of Monix and SMI. partially offset by a decrease of $1.6 million in SGI, AMS, and SGB intangible asset amortization. For the full fiscal year, depreciation and amortization expense increased 52% to $34.8 million, $22.9 million in fiscal 25 due to an increase in amortization expense of $11.6 million related to the intangible assets acquired through our acquisitions of SGI, Pioneers, AMS, Monix, and SMI. and an increase in depreciation of expense of $5.8 million, partially offset by a decrease of $5.6 million in JMB and SGB intangible asset amortization. Interest income for fiscal Q4 increased 40% to $7.5 million from $5.3 million in Q4 of last year. The increase was due to higher interest income earned by our secure lending segment of $0.8 million are direct-to-consumer segment of $0.7 million and our wholesale sales and ancillary services segment of $0.6 million. For the full fiscal year, interest income decreased 1% to $25.6 million from $25.9 million in fiscal 25 due to a $2.4 million decrease in interest income earned by our wholesale sales and ancillary segment, partially offset by an increase in interest earned by our secure lending segment of $1.0 million, and an increase in interest earned by our direct-to-consumer segment of 1.1 million. Interest expense for fiscal Q4 increased 3% to 13.2 million from 12.9 million in Q4 of last year. The increase is primarily due to a 5.3 million increase related to precious metal leases, 0.8 million increase related to product financing arrangements, and 0.7 million increase related to other interest charges, partially offset by a 6.4 million For the full fiscal year, interest expense increased 32% to $61 million from $46.2 million in fiscal 25, primarily due to $11 million increase related to precious metal leases, $8 million increase related to product financing arrangements, partially offset by a $5.4 million decrease associated with our trading credit facility. Earnings from our equity method investments for fiscal Q4 increased 364% to $2 million from a loss of $0.8 million in Q4 of last year. For the full fiscal year, earnings from equity method investments increased 255% to $4.4 million from a loss of $2.8 million in fiscal 25. Net income attributed to the company for fiscal Q4 totaled $12.2 million, or 41% for the full fiscal year net income attributable to the company total $82.3 million, or $3.02 per diluted share compared to $17.3 million, or $0.71 per diluted share in fiscal 25. Adjusted net income before provision for income taxes, a non-GAAP financial measure which excludes depreciation, amortization, acquisition costs, remeasurement gains or losses, and contingent fair value consideration, total $24.7 million for fiscal Q4, an increase of 29% compared to $19.2 million in Q4 of last year. For the full fiscal year, adjusted net income total $139.9 million, An increase of 164% compared to 53.1 million in fiscal 25. EBITDA, a non-GAAP liquidity measure, totaled 28.2 million for fiscal Q4, a decrease of 3% compared to 29.2 million in Q4 of last year. For the full fiscal year, EBITDA totaled 179.8 million, an increase of 179% to 64.4 million in fiscal 25. Turning to the balance sheet, we maintained a strong liquidity position and ended the quarter with $578 million in cash compared to $77.7 million at the end of fiscal 25. Our non-restricted inventories totaled $1.6 billion as of June 30, 26, compared to $794.8 million at the end of fiscal 25. That completes my financial summary. I will now turn the call over to Thor, who will provide an update on our key operating metrics.