Itau CorpBanca

Hello, good morning, everyone.

I'm Renato Lulia, Group Head of Investor Relations and Market Intelligence at Itaú Unibanco. Thank you very much for joining our video conference to talk about our earnings for the fourth quarter of 2023, which we are broadcasting directly from our office on Avenida Faria Lima in São Paulo. This event will be divided into two parts. In the first part, Mr. Milton Maloui will explain our performance and earnings for the fourth quarter of 2023 and present the 2024 guidance. Right after, we'll have a Q&A session, during which analysts and investors can interact directly with us. I'd like to give you some instructions to make the most of today's meeting. For those of you who are accessing this via our website, there are three options for audio on the screen. The entire content in Portuguese, the entire content in English, or in the original audio. For the first two options, we'll have simultaneous translation. To choose your option, all you have to do is click on the flag on the top left corner of your screen. Questions can also be forwarded via WhatsApp. To do so, just click on the button on the screen on the website or simply send a message to the number plus 55 11 939 59 1877. The presentation we'll make today is available for download on the hot site screen and also as usual on our investor relations website. I now give the floor to Mr. Maloui, who will begin the presentation on earnings. Then I'll come back to you to moderate the Q&A session. Milton, go ahead.

Good morning.