Origin Bancorp, Inc.

Good morning, and welcome to the Origin Bank Corp, Inc. First Quarter Earnings Conference Call. My name is Jen, and I will be your EverCall Coordinator. The format of the call includes prepared remarks from the company, followed by a question and answer session. All attendees will be on listen-only mode until the Q&A portion of the call. Please note, this event is being recorded. I would now like to turn the call over to Chris Riegelman, Director of Investor Relations. Please go ahead.

Good morning, and thank you for joining us today. We issued our earnings press release yesterday afternoon, a copy of which is available on our website, along with a slide presentation that we will refer to during this call. Please refer to page two of our slide presentation, which includes our safe harbor statements regarding forward-looking statements and the use of non-GAAP financial measures. For those joining by phone, please note the slide presentation is available on our website at ir.origin.bank. Please also note that our safe harbor statements are available on page six, of our earnings release filed with the SEC yesterday. All comments made during today's call are subject to safe harbor statements in our slide presentation and our earnings release. I'm joined this morning by Origin Bank Corp's Chairman, President and CEO, Drake Mills, President and CEO of Origin Bank, Lance Hall, our Chief Financial Officer, Wally Wallace, Chief Risk Officer, Jim Crotwell, our Chief Accounting Officer, Steve Brawley, and our Chief Credit and Banking Officer, Preston Moore. After the presentation, we'll be happy to address any questions You may have. Greg, the call is yours.

Thanks, Chris, and thanks for being with us this morning. While I'm pleased with the results of this quarter, I'm even more encouraged by the momentum we're building as we focus on developing a high-performing organization to optimize origin. Our ROA the past two quarters highlights the level of focus we have in strategically improving performance for all of our stakeholders. In Q1, our ROA was 1.11%. and we are on pace to achieve our target run rate by year end. The momentum we spoke about last quarter has only accelerated as we started the new year. We saw very positive loan and deposit growth for the quarter, which has been disciplined and strategic. I remain encouraged with what I'm seeing and hearing throughout the markets. The growth we saw in Texas and in the southeast is a reflection of both the strength within those dynamic markets and the generational dislocation that is occurring. This dislocation is creating valuable opportunities to add new relationships, expand on existing ones, and add new bankers to our already impressive team. Lance will provide more detail on this, but we are receiving calls from bankers within our current markets as well as in new markets who have an interest in joining our team. The volume of activity being created by disruption is even greater than we anticipated. Minimum is strong at Origin. and it's based on our award-winning culture and our drive for elite financial performance through Optimize Origin. Again, I'm proud of our results this quarter, and I'm optimistic about what we can accomplish. Now I'll turn it over to Lance and the team.