Q2 Holdings, Inc.

Good morning. My name is Stephanie, and I will be your conference operator today. At this time, I would like to welcome everyone to the Q2 Holdings Fourth Quarter and Fourth Year 2020 Financial Results Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. To ask a question during the session, you will need to press star 1 on your telephone. Thank you. I'll now turn today's call over to Josh Yankovich, Investor Relations. Sir, please go ahead.

Thank you, Operator. Good morning, everyone, and thank you for joining us for our fourth quarter and full year 2020 conference call. With me on the call today is Matt Flake, our CEO, and David Mihawk, our CFO, and Jennifer Harris. This call contains forward-looking statements that are subject to significant risks and uncertainties, including the future operating and financial performance of Q2 Holdings.

Actual results may differ materially from those contemplated by or any of our forward-looking statements will prove important factors that could cause actual results. The statements that we can make on this call are based on assumptions only as of the date discussed.