SouthState Bank Corporation

Hello all and a warm welcome to the South State Corporation Q2 2022 earnings conference call. My name is Lydia and I'll be your host today. If you'd like to ask a question after the prepared remarks, please press star followed by the number one on your telephone keypad. It's my pleasure to now hand you over to our host, Will Matthews. Please go ahead when you're ready.

Good morning and welcome to South State's second quarter 2022 earnings call. This is Will Matthews, and joining me on this call are Robert Hill, John Corbett, and Steve Young. The format for the call will be that we will provide prepared remarks, and we'll then open it up for questions. Yesterday evening, we issued a press release to announce earnings for the quarter. We've also posted presentation slides that we will refer to on today's call on our investor relations website. Before we begin our remarks, I want to remind you that comments we make may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Any such forward-looking statements we may make are subject to the Safe Harbor rules. Please review the forward-looking disclaimer and Safe Harbor language in the press release and presentation for more information about risks and uncertainties which may affect us. Now I will turn the call over to Robert Hill, Executive Chairman.

Good morning, and thank you for your interest and support of South State. The results for the second quarter reflect the significant progress made by our team in many areas. You will hear from John and Will about the excellent progress and results we have had at the halfway point of 2022. With the many uncertainties that exist in the economy today, it gives me confidence for our shareholders that the many strengths of South State will stand out. Regardless of the external environment, our team, our balance sheet, our diverse customer base, and our markets are well positioned for solid, consistent performance in our three focus areas, soundness, profitability, and growth. I'll now turn the call over to John for more details on the quarter.