Stewart Information Services Corporation

This is the old Stuart.

Hello, and thank you for joining the Stuart Information Services fourth quarter and fiscal year-end 2020 earnings call. At this time, all participants are in a listen-only mode. Later, you'll have an opportunity to ask questions during the question-and-answer session. Instructions will be given at that time. Please note this call may be recorded. Lastly, if you should require operator assistance, please press star then zero. It is now my pleasure to turn today's conference over to Nat Otis, Head of Investor Relations. You may begin.

Thanks, Erin. Good morning. Thank you for joining us today for Stewart's fourth quarter 2020 earnings conference call. We will be discussing results that were released yesterday after the close. Joining me today are CEO Fred Eppinger and CFO David Hisey. To listen online, please go to the Stewart.com website to access the link for this conference call. I will remind participants that this conference call may contain forward-looking statements that involve a number of risks and uncertainties. because such statements are based on an expectation of future financial operating results and are not statements of fact. Actual results may differ materially from those projected. The risk and uncertainties of forward-looking statements are subject to include but are not limited to the risks and other factors detailed in our press release published yesterday morning and in statement regarding forward-looking information, risk factors, and other sections of the company's Form 10-K and other filings with the SEC. Let me now turn the call over to Fred. Thanks, Max.