Grupo Supervielle S.A.

Good morning and welcome to Grupo Supervielle's third quarter 2020 earnings conference call.

A slide presentation will accompany today's webcast, which is available in the investor section of Grupo Supervielle's investor relations website, www.gruposupervielle.com. As a reminder, all participants will be in a listen-only mode. There will be an opportunity for you to ask questions at the end of today's presentation. As a reminder, today's call is being recorded. At this time, I would like to turn the call over to Ms. Ana Bartesaghi, Treasurer, IRO. Please go ahead.

Thank you. Good morning, everyone, and thank you for joining us today. Speaking during today's call will be Patricio Supervielle, our Chairman and CEO, and Mariano Biglia, our Chief Financial Officer. Also joining us are Alejandro Stengel, Second Vice Chairman of the Board, and Bancio and Jorge Ramirez, First Vice Chairman of the Board. Alejandra Norton, Board Member of several Grupo Supervielle subsidiaries, will also be joining us for today's call. All will be available for the Q&A session. Note that starting First Q20, as per Central Bank regulations, We began reporting results applying hyperinflation accounting in accordance with IFRS Rule IAS 29. For ease of comparability, we have restated 2019 results to reflect the effects of inflation adjustment. Therefore, all results in this presentation are adjusted for inflation as of September 30, 2020, unless otherwise noted. For your convenience, our earnings report filed yesterday after market close also includes managerial results in nominal terms as well as more details on hyperinflation accounting. Before we proceed, I would like to make the following safe harbor statement. Today's call will contain forward-looking statements which are based on management's current expectations and beliefs and are subject to a number of risks and uncertainties. including as a result of the COVID-19 pandemic and I refer you to a forward-looking statement section of our earnings release and recent filings with the SEC. We assume no obligation to update or revise any forward-looking statements to reflect new or change events or circumstances. I would now like to turn the call over to our chairman, Patricio Supervielle.