7/31/2025

speaker
Moderator
Operator

So, good morning, ladies and gentlemen. Welcome from Komercní Vanka. Thank you for sharing your time with us. Again, this time, it is the 31st of July 2025 today, and we are going to discuss the... This meeting is being recorded.

speaker
Martin MS
Analyst, UBS

This meeting is being transcribed.

speaker
Moderator
Operator

...of 2025. Please note that this call is being recorded. Our speakers today will be Jan Juchelka, Chairman of the Management Board and CEO of Kunační banka, Jiří Šperl, Chief Financial Officer, and Didier Collin, Chief Risk Officer. And standing by and ready to answer your questions for them are Markus Simpson, Chief Digital Officer, Miroslav Hirschl, Head of Retail Banking, and Katarína Prucová, Head of Corporate and Investment Banking. As always, we will begin with the presentation of results, which will be followed by a questions and answer session. During the presentation part, please, we would appreciate if you could keep your microphone muted and all participants will be on listen-only mode. So that's for the housekeeping, and now let me ask the CEO, Janifalka, to begin the presentation. Thank you.

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Investor presentation