Storebrand Asa Unsp/Adr

Good morning ladies and gentlemen, and welcome to Strømbrand's third quarter 2026 result presentation. As usual, our CEO Odd Arild Grefstad will present the key highlights, followed by CFO Kjetil Krokje, who will dive deeper into the numbers. At the end of the presentation, participants in the team's webinar will have a chance to ask questions. Details on how to join the webinar are found on the Investor Relations website. But without further ado, I give the word to our CEO, Odd Arild Grefstad.

Thank you, Johannes, and good morning, everyone. Let me start with the highlights from a strong third quarter. Healthy Growth and Cost Discipline contributed to a record high operating result. We have seen continued growth in kron, and completed the acquisition of KNIF last week. Well, our concept for preventing disability has so far this year saved 160 million for Storbrand and our customers. We started early, and today we have an industry-leading concept and a broad network of partners.

When we help people early, more people can stay in the workforce. This benefits the individual, the employer, and the society as a whole.