Unipol Grupo Spa

Good morning. This is the Corus Call Operator. Welcome to the Q&A session on the Consolidated Results, 30th of September 2020, Gruppo Unipol. Our Group CEO, Carlo Cimbri, after a short introduction, will take your questions.

Mr. Cimbri, the floor is yours. Thank you.

Okay, the sound is back. Okay then, so I don't have to add Anything else to our presentation? I'm sure that there will be questions and plenty of food for thought that you may want to share with us. Thank you. Just go ahead. Once again, Coral's Call Operator is saying that if you want to ask a question, just dial a star followed by one on your telephone. If you want to remove your name from the booking list, just dial star followed by two. Please ask your questions by using the receiver of your telephone. If you want to ask a question, please dial star followed by one now. Question number one is from Elena Perini from Intesa San Paolo, please. Good afternoon, everyone. I have just a couple of questions I'd like to share with you. The first one concerns what you are experiencing in terms of the live business. Do you see people taking back their policies because of the second lockdown? So there may be some, let's say, difficult economic situations, especially in terms of small and medium enterprises or professionals or business owners. Their companies may be still closed, or they will be closed. The second question is, do you have some update in terms of dividends? I mean, we got a conference from General yesterday, and they think EVAS may remove the ban. So just would like to know what your opinion about this is and which kind of intention you have in terms of paying dividends.