Unipol Grupo Spa

Ladies and gentlemen, good morning. This is the chorus call operator. Welcome to the Q&A session on the consolidated preliminary results of 31st of March 2021 Gruppo Unipol. The group CEO, Mr. Carlo Cimberi, will go through a short introduction and he's now available to take up questions. Mr. Cimberi, the floor is yours.

Thank you so much. Good afternoon. I'm here with my colleague, Mr. La Terza. As I usually do, I think I'm ready to take up questions.

Thank you. So if you want to ask a question, please dial star followed by one on your telephone. If you want to get out of the booking list, please dial star followed by two. Please ask your questions by using the receiver of the phone. Once again, if you want to ask a question, please dial star followed by one now. Question number one is from Elena Perini from Intesa, Sao Paulo, please. Good afternoon, everyone. This is my question. What are the key trends that you are seeing on the market right now in terms of non-life? Of course, it's just a question of a few weeks, but after the very few reopenings, do you already expect an impact, especially in terms of the frequency of claims, motor vehicle claims? As for the life business, we saw a sort of a weak result in the first few. And can you just expand on this? So which are the main impacts of this? and which can be the future trends or perspectives for the next quarters.