Definity Financial Corporation

Good morning, ladies and gentlemen, and welcome to the DFINITY Financial Corporation second quarter of 2026 Financial Results Conference call. At this time, our lines are in a listen-only mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you need assistance, please press star zero for the operator. This call is being recorded on Friday, July 31st, 2026. I would now like to turn the conference over to Dennis Westphal, VP of Investor Relations. Please go ahead.

Thanks, and good morning, everyone. Thank you for joining us on the call today.

A link to our live webcast and background information for the call is posted on our website at DFINITY.com under the Investors tab. As a reminder, the slide presentation contains a disclaimer on forward-looking statements, which also applies for discussion on the conference call. Joining me on the call today are Rowan Saunders, President and CEO, Philip Mather, Chief Financial Officer, Fabian Rickenberger, Chief Operating Officer, Paul McDonald, EVP of Personal Insurance and Digital Channels, and Obed Rahman, EVP of Commercial Insurance. We'll start with formal remarks from Rowan and Phil, followed by a Q&A session, during which Fabi, Paul, and Obed will also be available to answer your questions. With that, I will ask Rowan to please begin his remarks.