goeasy Ltd.

Good morning, ladies and gentlemen, and welcome to the Go Easy Limited Q2 2026 earnings call. At this time, all lines are in listen-only mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on Friday, August 7, 2026. I would now like to turn the conference over to James Obright. Please go ahead.

Thank you, Operator, and good morning, everyone. I'm James Obright, Senior Vice President of Investor Relations and Capital Markets. Thank you for joining us to discuss Go Easy Limited's results for the second quarter ended June 30th, 2026. Our Q2 news release, which was issued yesterday, is available on CDAR Plus and on the Go Easy website. On today's call, Patrick Ens, Goizzi's Chief Executive Officer will provide an update on our second quarter performance and recent developments and an outlook for the business. Felix Wu, our Chief Financial Officer, will provide an overview of our Q2 26 financial results, as well as our liquidity position. Also joining us on the call today is Jason Appel, Goizzi's Chief Risk Officer. After the prepared remarks, we will open the lines for questions from our research analysts. The operator will poll for questions and will provide instructions at the appropriate time. Before we begin, I remind you that this conference call is open to all investors and is being webcast through the company website and supplemented by a quarterly earnings presentation, which will be referred to by our speakers today. For those dialing in by phone, the presentation can be found in the investor relations section of the company website. As noted on slides two and three, forward-looking statements will be made on this call. Thank you for joining us. These are more fully described in the appendix.

With that, I will now turn the call over to Patrick Ens.