Intact Financial Corporation

Good morning, ladies and gentlemen, and welcome to the Intac Financial Corporation Q2 2024 results conference call. At this time, all lines are in a listen-only mode. Following the presentation, we'll conduct a question and answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on July 31st, 2024. I would now like to turn the conference over to Kevin Lemay, Deputy Senior Vice President and Head of Financial Performance. Please go ahead.

Thank you, Julie. Good morning, everyone, and thank you for joining the call to discuss our second quarter financial results. A link to our live webcast and materials for this call have been posted on our website at intacfc.com under the Investor tab. Before we start, please refer to slide two for a disclaimer regarding the use of forward-looking statements, which form part of this morning's remarks. And slide three for a note on how to use of non-GAAP financial measures and on terms used in this presentation. To discuss our results today, I have with me our CEO, Charles Brendamore, our CFO, Louis Marcotte, Patrick Bacbeau, Chief Operating Officer, Darren Guthrie, Executive Vice President and Chief Underwriting Officer for Global Specialty Lines, Guillaume Lamy, Senior Vice President, Personal Lines, and Ken Anderson, Executive Vice President and CFO, UKNI. We will begin with prepared remarks followed by Q&A.

With that, I will turn the call over to Charles. Good morning, everyone. Thank you for joining us today.