State Bank of India

Ladies and gentlemen, good day and welcome to State Bank of India Q2 FY22 earnings conference call. As a reminder, all participant lines will be in the listen-only mode and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during the conference call, please signal an operator by pressing star then zero on your touch-tone phone. Please note that this conference is being recorded. I now hand the conference over to Mr. Pawan Kumar Kedia, General Manager, Performance Planning and Review, State Bank of India. Thank you and over to you, sir.

Good evening, ladies and gentlemen. I am Pawan Kedia, General Manager, Performance Planning and Review. On behalf of the top management of SDI, I extend a warm welcome to all joining us today on SDI Q2 FY22 Earnings Conference Call. On the call today, we have with us our Chairman, Mr. Dinesh Kumar Khara, Mr. Sreeya Sethi, Managing Director, Retail and Digital Banking, Mr. Ashwini Bhatia, Managing Director, Corporate Banking and Global Markets, Mr. Swaminathan J, Managing Director, Risk, Compliance and Stress Assets Regulation Group, Mr. Ashwini Tiwari, Managing Director, International Banking, Technology and Subsidies, Mr. Alok Chaudhary,

Deputy Managing Director, Finance, and Mr. Karanjeet Atra, Chief Financial Officer.