State Bank of India

Good evening ladies and gentlemen.

I am Pawan Kumar, General Manager, Performance Planning and Review Department of the Bank. On behalf of the State Bank of India, I am delighted to welcome the analysts, investors, colleagues and everyone present here today on the occasion of the declaration of the quarter 1 financial year 27 results of the bank. I also extend a very warm welcome to all the people who are assessing the event through our live webcast. We have with us on the stage our Chairman Sir, Sri C.S. Shetty Our Managing Director, Corporate Banking and Subsidiaries, Sri Ashwini Kumar Tiwari Our Managing Director, International Banking, Global Markets and Technology, Sri Rana Ashutosh Kumar Singh Our Managing Director, Retail Business and Operations, Sri Ram Mohan Rao Amara Our Managing Director, Risk Compliance and Saji, Sri Ravi Ranjan Our Deputy Managing Director, Pinar Sri A.S. Paul Our Deputy Managing Directors heading various verticals and Managing Directors of our subsidiaries are seated in the front rows of this hall. We are also joined by Chief General Managers of different verticals, business groups, Chief General Managers and other senior officials of the circles. and various offices are connected through our live webcast. To carry forward the proceedings, I request our chairman sir to give a summary of the bank's quarter of financial year 27 performance and the strategic initiatives undertaken. We shall thereafter straight away go to the question and answer session. However, before I request chairman sir, I would like to read out the safe hour statement. Certain statements in today's presentation may be forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. Actual outcomes may differ materially from those included in these statements due to a variety of factors. Thank you. Now I would request Chairman Sir for his opening remarks. Chairman Sir, please.

Thank you, Karan. Good evening, ladies and gentlemen.