ACI Worldwide, Inc.

Good morning, everyone. Thank you for standing by, and welcome to the ACI Worldwide Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. And to ask a question during the session, you will need to press star 1 on your telephone. And please be advised that today's conference is being recorded. And if you require any further assistance, you may press star 0. I would now like to hand the conference over to your speaker today, Mr. John Kraft.

Thank you, and good morning, everyone.

On today's call, we will discuss the company's fourth quarter and full year 2021 results, our financial outlook for 2022, and then we will take your questions. The slides that accompany this call and webcast can be found at ACIWorldwide.com under the Investor Relations tab and will remain available after the call. Additional operational statistics have been provided in the supplemental tables of our materials. Today's call is subject to safe harbor and forward-looking statements like all of our events. You can find the full text of both statements on the first and final pages of our presentation materials, a copy of which is available on our website, as well as with the SEC. On this morning's call is Ocalan Almeida, our president and CEO, and Scott Behrens, our CFO. With that, I'd like to turn the call over to Ocalan.