ACI Worldwide, Inc.

Good day, ladies and gentlemen, and welcome to the ACI Worldwide Second Quarter 2022 Conference Call. All lines have been placed on a listen-only mode, and the floor will be open for your questions or comments following the presentation. If you should require assistance throughout the conference, please press star zero on your telephone keypad to reach a live operator. At this time, it is my pleasure to turn the floor over to your host, John Kraft, Head of Strategy and Finance. Sir, the floor is yours.

Thank you, and good morning, everyone. On today's call, we will discuss the company's second quarter 2022 results and ACI's financial outlook for the rest of the year. We will take your questions at the end. The slides accompanying this call and webcast can be found at ACIworldwide.com under the Investor Relations tab and will remain available after the call. Today's call is subject to safe harbor and forward-looking statements like all of our events. You can find the full text of both statements on the first and final pages of our presentation deck, a copy of which is available on our website and with the SEC. On this morning's call is Ocalan Almeida, our president and CEO, and Scott Behrens, our CFO. With that, I'd like to turn the call over to Ocalan.

Thank you, John. Hello, everyone, and thank you for joining our second quarter 2022 earnings conference call. We are pleased to deliver another quarter of results in line with guidance and consensus. These results underscore the predictability, resilience, and momentum of our growth. It proves that our three-pillar strategy, Fit for Growth, Focus on Growth, and Step Change Value Creation is working. and that our continued focus and disciplined execution of this strategy is gaining traction. Our real-time payment solutions continue to make headway across the globe, just as our merchant omnicommerce solution enters new markets and expands with innovative offerings. Our boots-on-the-ground approach continues to deliver significant wins across international markets. Work is underway on our next-generation real-time payments cloud platform, and we expect the release of the minimum viable product in the first quarter of 2023. We expect the divestiture of our corporate online banking solutions to close in the third quarter of 2022, and our continuous, rigorous review of divestitures and acquisitions opportunities to maximize shareholder value remains unchanged. We reported organic growth of 13% or 14% on a constant currency basis and EBITDA growth of 10% or 11% on a constant currency basis. Our new AR bookings growth was 3% compared to the second quarter of 2021, and AR year-to-date is up 43%. We continue to cement our annual mid-single-digit organic revenue growth while positioning the company to grow by 7% to 9% by 2024. I'm pleased with the consistency of our performance and our significant financial flexibility, which support short and long-term profitable growth. We bought 2 million shares through June 30 and have $154 million remaining on our share repurchase authorization. Now, let me turn to some latest trends and wins. Central government mandates continue to be the difference maker for faster adoption of real-time payments around the globe. Within this landscape, ACI remains at the forefront of real-time payments across the globe by leading national payment schemes for central banks and connecting national banks to national systems. The Middle East is taking strides towards real-time payments as national governments prioritize infrastructure modernization. Oman's central bank will use ACI's real-time central infrastructure software to drive immediate payments as the country modernized toward a cashless society. Japan Car Network, Japan's central domestic payments network, has selected ACI as its digital platform partner to modernize its payments infrastructure. South Korea's Lot Card Co., a leading credit card conglomerate with the largest distribution and service network nationwide, has appointed ACI to build the core foundation of its credit card business. India's largest white label ATM service provider with more than 11,000 ATMs has signed AACI's enterprise payments platform solution to support its expansion. In our merchant business, we continue to ramp up innovative solutions to allow merchants to offer more payment methods for customers. We see the results of these investments as we enter new markets and cross-sell to existing customers. We recently launched ACI Smart Engage, a mobile engagement platform. It lets merchants offer goods and services directly to consumers' smartphones using location, voice, and image recognition technology. A large Japanese global IT service provider, we use the ACI Secure eCommerce solution for its Italian merchant business, servicing multiple sectors from fashion and food to utilities. Deutsche Payment Secure E-commerce, an established provider of innovative e-commerce payment solutions. We use the ACI secure e-commerce solution. Redman, Colombia's largest POS network and the top processor, has expanded to include ACI Proactive Risk Manager in across Zeldium. Blue Sky Technology Service, a US technology consulting firm offering payments worldwide. We use ACI secure e-commerce. I am pleased with the significant wins in the second quarter. And now I will turn it over to Scott to discuss financials and forward guidance. Scott?