ACI Worldwide, Inc.

Good morning. My name is Abby, and I will be your conference operator today. At this time, I would like to welcome everyone to the ACI Worldwide Quarter 3 Earnings 2022 Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, Simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, again, press the star followed by the number one on your telephone keypad. Thank you. Mr. John Krast, Senior Vice President of Finance and Strategy, you may begin your conference.

Thank you, and good morning, everyone.

On today's call, we will discuss the company's third quarter 2022 results and financial outlook for the rest of the year. We will take your questions at the end. The slides accompanying this call and webcast can be found at ACIWorldwide.com under the Investor Relations tab and will remain available after the call. Today's call is subject to safe harbor and forward-looking statements like all of our events. You can find the full text of both statements on the first and final pages of our presentation deck, a copy of which is available on our website and with the SEC. On this morning's call is Ocalan Almeida, our president and CEO, and Scott Behrens, our CFO. Before I turn it over, I'd like to say that ACI will attend the Citi 2022 FinTech Conference in New York City on November 15 and the Stevens Annual Investment Conference in Nashville on November 17. With that, I'd like to turn the call over to Ocalan. Thank you, John.