ACI Worldwide, Inc.

Good morning. My name is Mark, and I will be your conference operator today. At this time, I would like to welcome everyone to the ACI Worldwide Inc. Third Quarter 2023 Financial Results. All lines have been placed on mute to prevent any background noise. After the speaker's remark, there will be a question and answer session. If you would like to ask a question during this time, simply press star, followed by the number one on your telephone keypad. If you would like to withdraw your question, again, press star one. Also, one question and one follow-up per person only. Thank you. Mr. John Kraft, you may begin your conference.

Thank you, and good morning, everyone.

On today's call, we will discuss the company's third quarter 2023 results and financial outlook for the rest of the year. We will take your questions at the end. The slides accompanying this call and webcast can be found at aciworldwide.com. under the Investor Relations tab and will remain available after the call. Today's call is subject to safe harbor and forward-looking statements like all of our events. You can find the full text of both statements in our presentation deck and earnings release, both of which are available on our website and with the SEC. On this morning's call is Tom Horsup, our President and CEO, and Scott Behrens, our CFO. With that, I'll turn the call over to Tom.