Enact Holdings, Inc.

ladies and gentlemen this is the operator today's conference is scheduled to begin momentarily until that time your lines will again be placed on music hold thank you for your patience Thank you.

Hello, and welcome to your next third quarter earnings call. Please be advised that today's conference is being recorded. I would now like to turn the conference over to your first speaker today, Daniel Cole, Vice President of Investor Relations. You may begin.

Thank you, and good morning, everyone. Welcome to our first earnings call as a publicly traded company. Joining me today are Rohit Gupta, President and Chief Executive Officer, and Dean Mitchell, Chief Financial Officer and Treasurer. Rohit will provide an overview of our business, our performance in the quarter, and progress against our strategy. Dean will then discuss the details of our third quarter performance before turning the call back to Rohit for some closing remarks. After prepared remarks, we will take your questions. The press release we issued after market closed yesterday contains and acts financial results for the third quarter of 2021. This release and a comprehensive set of financial and operational metrics are available on the investor relations section of the company's website at www.ir.enactmi.com under the section marked quarterly results. Before we begin, I would like to remind everyone that today's call is being recorded and will include the use of forward-looking statements. These statements are based on current expectations, estimates, projections, and assumptions as of today's date that are subject to risks and uncertainty which may cause actual results to differ materially. And we undertake no obligation to update or revise any such statements as a result of new information, future events, or otherwise. For discussion of these risks and uncertainties, please review the cautionary language regarding forward-looking statements in today's press release as well as in our filings with the SEC, which are also available on our website. Also, please keep in mind the press release, the quarterly financial supplement, and management's prepared remarks today include certain non-GAAP measures. Reconciliations of these measures to the most relevant GAAP metrics can be found in the press release, our investor presentation, and our upcoming quarterly filing on our website. With that, I'll turn the call over to Rohit.