reAlpha Tech Corp.

Good afternoon, everyone. Thank you for joining us. My name is Paul Cecil. I'm the Vice President of Strategy here at Realpha, and I will be your moderator for today's live video call on X-Spaces. And I've got Mike here with me right now. So today is a big moment. We're here to discuss our third quarter results and do it in a way that reflects who we are, open, transparent, and connected directly with our community. Instead of a closed-door analyst call, we're hosting this conversation live on X-Spaces with all of you here with us, and that's something we're very proud of. Joining us today is our Chief Executive Officer, Mike Lagozzo. Many of you know Mike, but for anyone who's newer to the Riafa community, Mike has been with this company since day one. He served as CFO, COO, President, and now CEO. And throughout that journey, he's been instrumental in shaping the company's strategy, operations, and culture. Before Rialfa, he spent nearly two decades at BMW Financial Services, ultimately overseeing a $32 billion portfolio across the Americas, and later led innovation programs at L. Marks. His background in scaling complex operations and driving innovation has played a major role in getting Rialfa to where it is today and where we're headed next. Mike is going to walk through the quarter, talk about some key business highlights, and then we'll jump straight into questions from all of you. please feel free to submit your questions at any time below in the comments section. And we'll pin relevant items in the NEST, which is on the top of our page right now, including our quarterly filing, press release, latest corporate presentation, and shareholder letter. So before we begin, a couple of small housekeeping items. We want to get through as many investor questions as possible. So we've already had a lot of engagement. And if you do have multiple questions, we'll take two or three per person so others can have the chance to participate as well. We love the engagement. We just want to make sure we can hear from as many voices and investors as possible. And one last thing is I need to remind everyone that certain statements made today may contain forward-looking information, as defined under applicable securities laws. These may include expectations, forecasts, goals, patterns, plans, projections, or assumptions that are based on our current views and are not historical facts. These statements are inherently uncertain and involve risks and uncertainties that could cause actual results to differ materially. For complete information, please refer to our filings with the SEC, including our most recent Form 10-Q. We will also not be commenting or answering questions on stock price or stock predictions, valuation targets, nonpublic or unannounced financial activity, anything restricted under SEC and Reg FD guidelines. So if any question touches on these areas, we'll move past it. With that, thank you again very much for joining us, and we'll turn it over to our CEO, Mike Lagozzo, to kick things off.

Hi, everybody. Really looking forward to today. This is something that's been a long time in the making, and really looking forward, again, to spending the time with you, sharing our vision, our mission, our results, and then getting the opportunity to answer your questions as well. So I'll turn it over to Paul. Let's get started. Awesome.

Thanks, Mike. Can you tell us why you joined Realpha?