Business First Bancshares, Inc.

Ladies and gentlemen, thank you for standing by. My name is Krista and I will be your conference operator today. At this time, I would like to welcome everyone to Business First Bank Share's fourth quarter 2024 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. And if you'd like to withdraw that question, again, press star one. I would now like to turn the conference over to Matt Seeley, Senior Vice President, Director of Corporate Strategy and FP&A. Matt, you may begin.

Thank you. Good morning and thank you all for joining.

Earlier today, we issued our fourth quarter 2024 earnings press release, a copy of which is available on our website, along with the slide presentation that we will reference during today's call. Please refer to slide three of our presentation, which includes our safe harbor statements regarding forward-looking statements and the use of non-GAAP financial measures. For those of you joining by phone, please note the slide presentation is available on our website at www.v1bank.com. Please also note our safe harbor statements are available on page 7 of our earnings press release that was filed with the SEC today. All comments made during today's call are subject to the safe harbor statements in our slide presentation and earnings release. I'm joined this afternoon by Business First Bank Shares CEO and President Jude Melvin, Chief Financial Officer Greg Robertson, Chief Banking Officer Phillip Durden, and President of B1 Bank, Jerry Vaskekew.