Brookline Bancorp, Inc.

Hello and welcome to the Brookline Bancorp Inc. Q1 2022 Earnings Call. My name is Katie and I'll be coordinating your call today. If you would like to ask a question during the presentation, you may do so by pressing star 1 on your telephone keypad. I'll now hand over to your host, Marissa Martin, to begin. Marissa, please go ahead.

Thank you, Katie, and good afternoon, everyone. Yesterday, we issued our earnings release and presentation, which are available on the Investor Relations page of our website. BrooklineBancorp.com and have been filed with the SEC. This afternoon's call will be hosted by Paul A. Peralt and Carl M. Carlson. This call may contain forward-looking statements with respect to the financial condition, results of operations, and business of Brookline Bancorp. Please refer to page two of our earnings presentation for our forward-looking statement disclaimer. Also, please refer to our other filings with the Securities and Exchange Commission which contain risk factors that could cause actual results to differ materially from these forward-looking statements. Any references made during this presentation to non-GAAP measures are only made to assist you in understanding Brookline Bancorp's results and performance trends and should not be relied on as financial measures of actual results or future predictions. For a comparison and reconciliation to GAAP earnings, please see our earnings release. I'm pleased to introduce Brooklyn Bancorp's Chairman and CEO, Paul Perel.

Thanks, Marisa, and good afternoon, everyone. Thank you for joining us on today's call. I'm pleased to report we had another quarter of solid earnings of $24.7 million, or 32 cents per share. And as well, we did an increase in our quarterly dividend of 4% to bring it to 13 cents per share. On an annualized basis, our core loan portfolio grew 6.9%, and deposits grew by 5.5%, excluding the $50 million pay down in broker deposits. Our core margin, excluding PPP, continued to improve and increase seven basis points from Q4. Our bankers continue to be very active in our select markets, and I am very optimistic for the balance of the year. I will now turn you over to Carl, who will review the company's first quarter. Carl?