Brookline Bancorp, Inc.

Good afternoon, and thank you for attending today's Brookline Bancorp Second Quarter 2022 Earnings Call. My name is Donyell, and I will be your moderator for today's call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. If you would like to ask a question, please press star followed by one on your telephone keypad. I would now like to pass the conference over to our host, Laura Van with Brookline Bancorp as the attorney. Laura, please proceed.

Thank you, Donyell, and good afternoon, everyone. Yesterday, we issued our earnings release and presentation, which is available on the investor relations page of our website, brooklynbankwork.com, and has been filed with the SEC. This afternoon's call will be hosted by Paul A. Perel and Carl M. Carlson. This call may contain forward-looking statements with respect to the financial condition results of operations, and business at Brookline Bankport. Please refer to page two of our earnings presentation for our forward-looking statement disclaimer. Also, please refer to our other filings with the Securities and Exchange Commission, which contain risk factors that could cause actual results to differ materially from these forward-looking statements. Any references made during this presentation to non-GAAP measures are only made to assist you in understanding Brookline Bancorp's results and performance trends and should not be relied on as financial measures of actual results or future predictions. For comparison and reconciliation to GAAP earnings, please see our earnings release. I'm pleased to introduce Brookline Bancorp's Chairman and CEO, Paul Perrault.

Thanks, Laura, and welcome to you. And good afternoon, everyone. Thank you for joining us on today's call. I'm pleased to report we had another quarter of solid earnings of $25.2 million or 33 cents per share. And the board approved the quarterly dividend payment of 13 cents per share. On an annualized basis, our core loan portfolio grew $82 million or 4.5% annualized. And our net interest margin for the second quarter was 3.56%, an increase of seven basis points from the first quarter. We continue to see solid commercial loan and deposit activity in our markets, despite the significant rise in short-term rates. I'm pleased with all of the progress the teams at both PCSB Bank and Brookline have been making and continue to expect the transaction to close in the fourth quarter of this year. I will now turn you over to Carl, who will review the company's second quarter.