Bank7 Corp.

Welcome to Bank 7 Corporation's second quarter earnings call. Before we get started, I'd like to highlight the legal information and disclaimer on page 19 of the investor presentation. For those who do not have access to that presentation, management is going to discuss certain topics that contain forward-looking information, which is based on management's beliefs, as well as its assumptions, made by information currently available to management. Although management believes that its expectations reflected in such forward-looking statements are reasonable, they can give no assurance that such expectations will prove to be correct. Investors are subject to certain risks, uncertainties, and assumptions, including, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. What were these risks? Materialize or should underlying assumptions prove incorrect? Actual results may vary materially from those expected. Also, please note that this conference call contains references to non-GAAP financial measures. You can find reconciliations of these non-GAAP financial measures to GAAP financial measures in the 8K that was filed this morning by the company. Representing the company on today's call, we have Tom Travis, President and CEO. J.T. Phillips, Chief Operating Officer, Jason Estes, Chief Credit Officer, and Kelly Harris, Chief Financial Officer. With that, I'll turn the call over to Tom Travis.

Thank you. Welcome. Welcome to the call. We're delighted about our quarter, and as you can see in the materials, it was a record quarter, and it was driven largely by Strong loan growth and, of course, our recent acquisition helped a lot. I just want to make a couple of comments, and then we can get into questions and answers. One of the comments would be, I think sometimes some of us in the world of business take for granted the strength and the depth of our teams. And I think that when you look at Bank 7's results, specifically the loan growth, and Jason and his team of commercial bankers, we can't take it for granted and we need to give a big shout out and thanks to that. I think when you look at the group of bankers that we have, what's really comforting is about a half dozen or so have been together 17 or 18 years and there's probably another half dozen to maybe a little bit more that have been together for 10 plus years and there's a lot to be comforted by with that. We just don't have the turnover and we have people that are dynamic and engaged and when you marry that with the skill set they have and then the geographic territory that we operate in, it's just very comforting and our earnings are truly core earnings and the breadth and depth of the commercial banking group just continues to get stronger and stronger on a weekly basis and so It's a real strength of our company. The second point I would make is that since we've gone public, this was our first acquisition. And although we had prior experience in a lot of different areas and different sizes, it wasn't with Bank 7. And so we are delighted at the integration and system conversion that we completed in early June. And Daryl Matthews is our manager of operations and IT, and he had a team, and it was a large team and a broad and deep team, and our elements came together and really did a fine job of integrating the systems. And so, as we sit here today, we're highly confident that we have achieved the objectives that we set out to achieve, and at the same time, we've maintained our customer base from the acquisition. And so a lot to be thankful for and really good core strengths of our company have come through, and it's just really nice to see that. So with that being said, we'll open it up for any questions that you might have.

I'll begin the question and answer session.