Bank7 Corp.

Welcome to Bank7Corp's first quarter earnings call. Before we get started, I'd like to highlight the legal information and disclaimer on page 23 of the investor presentation. For those who do not have access to the presentation, management is going to discuss certain topics that contain forward-looking information, which is based on management's beliefs as well as assumptions made by, and information currently available to, management. Although management believes that the expectations reflected in such forward-looking statements are reasonable, they can give no assurance that such expectations will prove to be correct. Such statements are subject to certain risks, uncertainties, and assumptions, including, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, monetary and supervisory policies of banking regulators. Should one or more of these risks materialize, or should underlying assumptions prove incorrect, actual results may differ materially from those expected. Also, please note that this conference call contains references to non-GAAP financial measures. You can find reconciliations of these non-GAAP financial measures to GAAP financial measures in an 8K that was filed this morning by the company. Representing the company on today's call, we have Tom Travis, President and CEO, Jason Estes, Chief Credit Officer, Kelly Harris, Chief Financial Officer. Please note, this event is being recorded. With that, I'll turn the call over to Tom Travis. Please go ahead.

Good morning, everyone. Thank you for joining us. Well, as you can see, we posted record earnings and record earnings per share, and we are obviously very pleased with those results. It reflects our continued discipline on the way we manage our balance sheet, match up the interest rate risk, and maintain our liquidity. And you can tell that it's been successful with our steady and strong NIM. And you can also see that the cost controls continue to be in place, which all add up to really good results. And with regard to the loan book, the asset quality is very good, regardless of which vertical you view. And I know this day and time there's a hyper focus on CRE and I will tell you we have no issues with our portfolio and no issues with our CRE and feel very confident about where we are and how we're doing with asset quality.

So with all that being said, we'll turn it over for any questions that people might have.