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1/25/2022
Carmen (Operator)
Conference Operator
Pardon me, this is the operator. Today's conference is scheduled to begin shortly. Please continue to stand by. And thank you for your patience. Thank you. Thank you.
Carmen (Operator)
Conference Operator
Good day and thank you for standing by.
Carmen (Operator)
Conference Operator
Welcome to the Cross First Bank Shares Q4 and full year 2021 earnings call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during that session, you will need to press star 1 on your telephone. Please be advised that today's conference may be recorded. If you require any further assistance, please press star 0. I would now like to hand the conference over to the Director of Investor Relations, Heather Worley. Please go ahead.
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