America's Car-Mart, Inc.

Taking a little bit longer, but hold on one second.

Good morning, everyone. Thank you for holding, and welcome to America's Car Mart's first quarter fiscal 2024 conference call. Before we begin, today's call is being recorded and will be available for replay for the next 12 months. During today's call, management may make certain statements that are considered forward-looking which inherently involve risks and uncertainties that could cause actual results to differ materially from management's present view. These statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The company cannot guarantee the accuracy of any forecast or estimate, nor does it undertake any obligation to update such forward-looking statements. For more information regarding forward-looking information, please see part one of the company's annual report on Form 10-K for the fiscal year ended April 30th, 2023, and its current and quarterly reports furnished to or filed with Securities Exchange Commission on Forms 8-K and 10-Q. Please see the company's website for the earnings release for the first quarter of fiscal 2024, along with a second news release about a leadership transition. Participating on the call this morning are Jeff Williams, CEO, Doug Campbell, President, and Vicki Judy, CFO. I will now turn the call over to Jeff Williams, CEO. You may begin.

Okay. Well, thank you for joining us on the call this morning, and thank you for your interest in America's car mart. I'm pleased to report that we delivered strong revenue growth for the quarter. We had solid improvements in many areas of our business. Near-term credit results are a challenge, and we'll discuss that in more detail in just a few minutes. Before we get into the details, I'm excited to cover our other news today, that President Doug Campbell will succeed me as CEO effective October 1st. Over the last year in his role as president, Doug has more than demonstrated his readiness for the new role. In my role as CEO and a board member, there are many responsibilities, but succession planning has been at the very top of the list for me Identifying a candidate with a strong cultural fit, the skill set to capitalize on opportunities and navigate the challenges ahead is why we first engaged with Doug almost two years ago now. Doug's appreciation of the company's culture, strong industry knowledge, and being a change agent is why he's the perfect fit to lead us to the next level. Our transition plan will allow for a smooth handoff, and I'll be here to fully support Doug as we move forward. So congratulations and thank you, Doug. I'll now turn it over to Vicki and to Doug to review the quarter results, update you on the status of initiatives, and provide an outlook on our business. Doug?