Fanhua Inc.

Thank you for standing by for FANUWA's fourth quarter and fiscal year 2021 earnings conference call. At this time, all participants are in a listen-only mode. All lines have been placed on mute to prevent any background noise. After the management's prepared remarks, there will be a question and answer session. Please follow the instructions given at that time if you would like to ask a question. For your information, this conference call is now being broadcasted live over the Internet. Webcast replay will be available within three hours after the conference is finished. Please visit FANUA's IR website at ir.fanuaholdings.com under the Event and Webcast section. Today's conference is being recorded. If you have any objections, you may disconnect at this time. I would now like to turn the meeting over to your host for today's conference, Ms. Oasis Chiu, Vanuatu's Investor Relations Manager.

Good morning and good evening. Welcome to our fourth quarter in fiscal year 2021 earnings conference call. The earnings results were released earlier today and are available on our IR website as well as on Newswire. Before we continue, please know that the discussion today will contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. The accuracy of those statements may be impacted by a number of business risks and uncertainties that could cause our actual results to differ materially from those projected or anticipated. Such risks and uncertainties include but not limited to those outlined in our filings with the FCC, including our registration statement on Serm 20F. We do not undertake any obligation to update this forward-looking information, except as required under applicable law. Joining us today are our Chief Chairman and Chief Executive Officer, Mr. Yi-Nan Hu, Chief Financial Officer, Mr. Peng Ge, Mr. Hu will provide a review of financial and operational highlights in the first quarter in fiscal year 2021. There will be a Q&A session after the prepared remarks. Now, I will turn the call over to Mr. Hu. Hello, everyone.

I am Hu Yilan. Thank you very much for attending today's press conference. I would like to talk about 我对行业的现状和未来发展趋势的一些看法, 在谈谈范华2022年的经营思路和重点工作。 Good morning and good evening.