First Interstate BancSystem, Inc.

Thanks, Bailey. Good morning.

Thank you for joining us for our fourth quarter earnings conference call. As we begin, please note that the information provided during this call will contain forward-looking statements. Actual results or outcomes may differ materially from those expressed at this stage.

I'd like to direct all listeners to read the how-to-never-know regarding forward-looking statements contained in our most recent annual report on Form 10-A, followed with the SEC, and in our earnings release, as well as the risk factors identified in the annual report and our more recent periodic report, followed with the SEC. Relevant factors that could cause actual results to differ materially from any forward-looking statement are included in the earnings release and in our SEC filings. The company does not undertake to update any of the forward-looking statements made today. A copy of our earnings release, which contains non-GAAP financial measures, is available on our website at FIMC.com. Information regarding our use of the non-GAAP financial measures may be found in the body of the earnings release and have a reconciliation to their home directly comparable GAAP financial measures. This is included at the end of the earnings release for your reference. Joining us for management this morning are Kevin Riley, our Chief Executive Officer, and Marcy Mutch, our Chief Financial Officer, along with members of our management team. At this time, I'll turn the call over to Kevin Riley. Kevin?