Fifth Third Bancorp

Good morning. My name is Dennis, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fifth Third Bancorp Third Quarter 2022 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star, then the number 1 on your telephone keypad. To withdraw your question, please press star 1 again. I would now like to turn the conference over to Chris Dahl, Director of Investor Relations. Please go ahead.

Good morning, everyone. Welcome to Fifth Third's third quarter 2022 earnings call. This morning, our President and CEO, Tim Spence, and CFO, Jamie Leonard, will provide an overview of our third quarter results and outlook. Our Chief Credit Officer, Richard Stein, and Treasurer, Brian Preston, have also joined us for the Q&A portion of the call. Please review the cautionary statements in our materials, which can be found in our earnings release and presentation. These materials contain information regarding the use of non-GAAP measures and reconciliations to the GAAP results, as well as forward-looking statements about Fifth Third's performance. These statements speak only as of October 20th, 2022, and Fifth Third undertakes no obligation to update them. Following prepared remarks by Tim and Jamie, we will open the call off for questions. With that, let me turn it over to Tim.

Thanks, Chris, and thank you all for joining us this morning.