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First Bank
Q32025
10/23/2025
Kate
Conference Operator
Thank you for standing by. My name is Kate, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Bank Earnings Conference call, third quarter 2025. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. Thank you. I would now like to turn the call over to Patrick Ryan, President and CEO. Please go ahead.
Patrick Ryan
President and Chief Executive Officer
Patrick Ryan Thank you, Kate. I'd like to welcome everyone today to First Bank's third quarter 2025 earnings conference call. I am joined by Andrew Hibschman, our Chief Financial Officer, Darlene Gillespie, our Chief Retail Banking Officer, and Peter Cahill, our Chief Lending Officer.
Patrick Ryan
President and Chief Executive Officer
Before we begin, Andrew will read the Safe Harbor statement.
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