International General Insurance Holdings Ltd.

Today and welcome to the International General Insurance Holdings Ltd. Second Quarter 2026 Financial Results Conference Call. All participants are in the listen mode only. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask questions, You may press star then number one on your cell phone keypad. To withdraw your question, press star then two. Please note that this event is being recorded. I would now like to turn the call over to Robin Sidders, Head of Corporate Relations. Please go ahead.

Thanks, Liza. And good morning. Welcome to today's conference call. Today we'll be discussing financial results for the second quarter and first half of 2026. You will have seen the press release we issued after the market closed yesterday. And if you'd like a copy of it, it's on our website at www.iginsure.com. We've also posted a supplementary investor presentation, which can be found on our website in the investor section on the main landing page. On today's call are Executive Chairman of IGI, Wasef Jabsheh, President and CEO, Waleed Jabsheh, and Chief Financial Officer, Pervez Rizvi. As always, Wasef will begin the call with some high-level comments before handing over to Waleed to talk through the key drivers of our results for the second quarter and first half and finish up with our views on market conditions and our outlook for the remainder of the year. At that point, we'll open the call up for Q&A. I'll just cover some customary safe harbor language to start with. Our speaker's remarks may contain forward-looking statements. Some of the forward-looking statements can be identified by the use of forward-looking words. We caution you that such forward-looking statements should not be regarded as a representation by us that the future plans, estimate, or expectations contemplated by us will in fact be achieved. These forward-looking statements involve risks, uncertainties, and assumptions. Actual events or results may differ materially from those projected in the forward-looking statements due to a variety of factors, including the risk factors set out in the company's annual report on Form 20F for the year ended December 31, 2025, the company's reports on Form 6K, and other filings with the SEC, as well as our results press release issued last evening. We undertake no obligation to update or revise publicly any forward-looking statements which speak only as of the date they are made. During this call, we will use certain non-GAAP financial measures for reconciliation of these measures to the nearest GAAP measure. Please see our earnings release, which has been filed with the SEC and, like I said, is available on our website. With that, I'll turn the call over to our Executive Chairman, Wasef Jabsheh.

Thank you, Robin, and good day, everyone. Thank you for joining us in today's call. IGI delivered excellent underlying results for both the second quarter and first half of 2026, and we continued to generate excellent returns for our shareholders. We delivered these results and many more. Market conditions are undeniably more challenging and pricing has continued to decline in many lines. The pace of decline is quite rapid in some areas. The war-related losses that we experienced in the first half of 2026 are, in aggregate, likely to represent one of the largest net loss events in RGI history. Our ability to withstand loss events of this scale and still achieve a very healthy level of profit clearly demonstrates The resilience, strength, and stability we have at IGI today. And not only reinforces strength of our model, but the experience, focus, and discipline of our people and the culture we have at IGI. Our purpose is to provide peace of mind in times of uncertainty. We support clients across many countries in the nation, and our relationships here are some of the longest in our history. We are proud to be in a position of strength to support our clients and our people through these challenging times, not just in the Middle East, across all our global markets. Our focus remains, as always, on risk adjusted returns and active cycle management no matter how volatile the world around us may be. For us, our strategy of having a diversified portfolio allows us to be more resilient and have plenty of optionality. This is what drives the consistency in our long-term track record of high-quality financial results and shareholder generation. I will now hand over to Walid to discuss the numbers in more detail and talk about our outlook. And I'll remain on the call for any questions at the end.