Inter & Co. Inc.

Good afternoon and thank you for standing by.

Welcome to the first quarter of 2023 Earnings Conference. We have the speakers for the first quarter of 2023 Earnings Conference. Our speakers today are João Victor Menin, CEO, Alexandre Vitio, VP of Technology, Operations and Finance, Helena Caldeira, CFO of Santiago Estel, Strategy and IRE. We advise that today's conference is being recorded and a replay will be available at the company's IRI website. At this time, all participants are in listening mode only. After the presentations, there will be a Q&A session, and in this session, we ask you to write your question via the Q&A icon on your screen. and he announced that you'll be able to ask your question live. At that point, a request to activate your microphone will appear on your screen. If you do not want to open your microphone live, please write down your microphone at the end of your question. In this case, our operator will read your question. Please note that Observe that there is an interpretation button on the screen where you can choose the language you want to hear, English or Portuguese. Throughout this conference call, we will be presenting non-IFRS financial information. These are important financial measures for the company that are not financial measures defined by IFRS. as defined by the IFRS. The reconciliation of the company's non-IFRS financial information with the IFRS information is available in the appendix for the disclosure of the results of the presentation of the income results. Today's discussion may include prospective statements that are not guarantees of future performance. Consult the disclosure of prospective statements in the income statement and in the presentation of the company's income results. Now I would like to pass the floor to Mr. Santiago Stel, The floor is yours, Mr. Stell.

Thank you, Operator.