Jiayin Group Inc.

good day ladies and gentlemen thank you for standing by and welcome to the giant group's fourth quarter 2022 earnings conference call currently all participants are in a listen only mode later we will conduct a question and answer session and instructions will follow at that time as a reminder we are recording today's call if you have any objections you may disconnect at this time I would now turn the call over to Mr. Shawn Tsang from Investor Relations of Giant Group. Please proceed.

Good day, everyone. Thank you all for joining us on today's conference call to discuss Giant Group's financial results for the fourth quarter and full year of 2022. We released the results earlier today. The press release is available on the company's website as well as from NewsWare Services. On the call with me today are Mr. Yan Dinggui, Chief Executive Officer, Mr. Fan Chunlin, Chief Financial Officer, and Ms. Xu Yifang, Chief Risk Officer. Before we continue, please note that today's discussion will contain forward-looking statements made under the safe harbor provisions of the U.S. Private Security Litigation Reform Act of 1995. Forward-looking statements involve inherent risks and uncertainties. As such, the company's actual results may be materially different from the expectations expressed today. For the information regarding these and other risks and uncertainties is included in the company's public filings with the SEC. The company does not assume any obligation to update any forward-looking statement except as required under applicable law. Also, please note that unless otherwise stated, all figures mentioned during the conference call are in Chinese . With that, let me now turn the call over to our CEO, Mr. Yan Dinggui. Mr. Yan will deliver his remarks in Chinese, and I will follow up with corresponding English translations. Please go ahead, Mr. Yan. Hello, everyone.

Thank you for joining our fourth quarter 2022 earnings conference call. Then, in December, there was a complete change in the anti-corruption policy. Looking back at the past three years, we have experienced the global political change due to the COVID-19 outbreak, and the resumption of China's financial technology industry and geopolitical conflicts, further suppressing the global economy. However, we are glad to see that despite the constant increase in the number of global economic fluctuations and uncertain growth in the global scope, We have not been seriously affected by the overall implementation of our company's strategy. In 2022, we will continue to focus on improving the core capabilities of company technology innovation and risk management. At the same time, we will continue to improve the efficiency of new plans and innovation capabilities, and use this to better meet the market needs of continuous change. Jiaying's firm implementation of strategic goals has brought the expected growth throughout the year in 2022.