Jiayin Group Inc.

Good day, ladies and gentlemen. Thank you for standing by and welcome to JIA IN Group second quarter 2023 earnings conference call. Currently, all participants are in listen-only mode. Later, we'll conduct a question and answer session, and instructions will follow at that time. As a reminder, we are recording today's call. If you have any objections, you may disconnect at this time. I'll now turn the call over to Mr. Sean Zhang from Jiayin Group Investment Relations. Please proceed.

Hello, everyone. Thank you all for joining us on today's conference call to discuss Jiayin Group's financial results for the second quarter of 2023. We released our earnings results earlier today. The press release is available on the company's website as well as from Newsware Services. On the call with me today are Mr. Yan Dinggui, Chief Executive Officer, Mr. Fan Chunlin, Chief Financial Officer, and Xu Yifeng, Chief Risk Officer. Before we continue, let me quickly go through the safe harbors. Please note that today's discussion will contain forward-looking statements made under the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements involve inherent risks and uncertainties. As such, the company's actual results may be materially different from the expectations expressed today. Further information regarding these and other risks and uncertainties is included in the company's public filings with the SEC. The company does not assume any obligation to update any forward-looking statement except as required under applicable law. Also, please note that unless otherwise stated, all figures mentioned during the conference call are in Chinese Renminbi. I will now turn the call over to our CEO, Mr. Yan Dinggui. Mr. Yan will deliver his remarks in Chinese, and I will follow up with the corresponding English translations. Please go ahead, Mr. Yan.

Because our team has once again surpassed ourselves, demonstrated outstanding execution, and once again delivered brilliant performance, all of this is due to our firm belief in technological innovation or our unwavering pursuit of operational efficiency. The growth of performance has made the best of our efforts and results. This quarter, our loan and exchange volume has achieved the same growth of 77.8%. At the same time, our revenue has also Good day to all. I appreciate everyone for taking the time to join us for our second quarter 2023 earnings conference call. As I look back on the past quarter, I'm filled with pride