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5/31/2022
Operator
Conference Operator
Ladies and gentlemen, thank you for standing by and welcome to the Lexin FinTech first quarter 2022 earnings conference call. At this time, all participants are in a listen-only mode. I must advise you that this conference is being recorded today. I would now like to hand the conference over to your first speaker today, Ms. Jamie Wang, IR Manager. Thank you. Please go ahead.
Jamie Wang
Investor Relations Manager
Thank you, Operator. Hello, everyone. Welcome to Lushin's first quarter 2022 earnings call. With us on the line today are our CEO, Jay Hsiao, CFO, Sunny Sun, and CRO, Jayden Chow. Before we get started, I'd like to remind you that the call and presentation containing business outlook and forward-looking statement, which are based on assumption as of today. The actual results might differ materially and we undertake no obligation to update any forward-looking statement. Jay will first provide an update on our performance, Jayden will then discuss risk management. And lastly, Sunny will then cover the financial results in more detail. I'll now turn the call over to Jay. His remark will be in Chinese, and English translation will follow. Jay, please.
Jay Hsiao
Chief Executive Officer
Good morning, everyone. The first quarter of this year is full of uncertainty and various challenges. The uncertainty in the external environment is expressed in Shenzhen, Shanghai, Beijing, and other core cities. Good morning, everyone. 1Q22 was a quarter full of uncertainty and challenges.
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