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8/16/2022
Operator
Conference Operator
Thank you all for standing by and welcome to the Lexin FinTech second quarter 2022 earnings conference call. At this time, all participants are in a listen only mode. After the speaker's presentation, there'll be a question and answer session. To ask a question at that time, you'll need to press star then one one on your telephone keypad. Please be advised that today's conference is being recorded. And I'd now like to hand the conference over to your speaker, Ms. Echo Yeung, IAR Director of Lexin FinTech. Thank you. Please go ahead.
Echo Yeung
Director of Investor Relations, Lexin FinTech
Thank you, operator. Hello, everyone. Welcome to Lexin's second quarter 2022 earnings call. With us on the line today are CEO Jay Xia, CFO Sunny Sun, and CRO Jay Ben-Qiao. Before we get started, I'd like to remind you that the call and presentation contain business outlook and forward-looking statements, which are based on assumptions as of today. The actual results may differ materially, and we undertake no obligation to update any forward-looking statements. Jay will first provide an update on our performance. Sunny will cover the financial results in more detail. And lastly, Jade and Dan will discuss risk management. I will turn it over to Jay. His remarks will be in Chinese, and the English translation will follow.
Jay Xia
Chief Executive Officer
Jay, please.
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