LexinFintech Holdings Ltd.

And welcome to the Lushin FinTech second quarter 2023 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 11 on your telephone. You will then hear an automated message advising that your hand has been raised. Please be advised that today's conference is being recorded. It is now my pleasure to introduce IR Director, Mandy Dong.

Thank you. Hello, everyone. Welcome to Le Xin's second quarter 2023 earnings conference call. Our results were issued earlier today and can be found on our IR website. Joining me today are our CEO, Jay Hsiao, President, Jared Wu, and CFO, Things Done. Before we get started, I'd like to remind you of our safe harbor statement in our earnings press release, which also applies to this call. During the call, we may refer to business outlook and forward-looking statements, which are based on our current plans, estimates, and projections. The actual results may differ materially, and we undertake no obligation to update any forward-looking statements. But unless otherwise stated, all figures mentioned are in RMB. Jay will first provide an update on our overall performance. James will cover the financial results in more details. And lastly, Jared will then discuss risk management. I will now turn the call over to Jay. His remarks will be in Chinese. and the English translation will follow.

Hello, everyone. I am very happy to share with you the performance of our second quarter of 2023. In the current economic environment, we have adopted a steady business strategy and achieved another good quarter of performance. The second quarter's trading volume is 6.39 billion, which has increased by 30% compared to the previous performance index, which exceeded the previous performance index again. The management volume is 11.41 billion, which has increased by 32%.